Michael McLaughlin LLC

Call For Consultation

(908) 373-8500

Michael McLaughlin LLC

Basking Ridge, NJ, Bankruptcy Law Firm Fights For Businesses & Debtors

Basking Ridge, NJ, Bankruptcy Lawyer

While no one ever hopes to have to face bankruptcy, the truth is that even in relatively well-off communities like Basking Ridge, New Jersey, debt is never too far around the corner. Crippling debt can arise suddenly with accumulated medical bills after a dire diagnosis, or slowly as a business finds itself limping along after pandemic-imposed changes in customer behavior.

Regardless of its source, debt can be traumatic, terrifying, and too much of it can leave everyone worse off, including the creditors. In Basking Ridge and nearby Somerville New Jersey, however, one law firm is helping all those affected by debt find solutions, including through bankruptcy.

Call For Consultation | (908) 373-8500

Bankruptcy Lawyer Helps Basking Ridge Debtors Find Relief

Bankruptcy Attorney For Basking Ridge, NJ Michael McLaughlin understands all too well the difficulty of facing mountains of debt. As a New Jersey Bankruptcy lawyer, he has seen families and businesses alike crushed under mountains of debt, and has made a career out of helping them out from underneath the burden of debt. For individuals and families, debt can be an exception, or a necessity, that quickly or slowly spirals out of their control. With no other recourse, filing a Chapter 7 or Chapter 13 bankruptcy can be lifesaving. As a bankruptcy law attorney, Michael McLaughlin will help make that process more efficient, effective, and in the long run, cheaper for Basking Ridge families by helping them organize and understand their debts and assets, negotiate with creditors, and ultimately pick and execute the plan best suited to their needs. McLaughlin does not just work with individuals or families though, as a bankruptcy attorney he can also help Basking Ridge small businesses deal with their debt through bankruptcy.

A Small Business Bankruptcy Attorney For Basking Ridge, NJ

Like any town in New Jersey, Basking Ridge sees businesses, big and small, come and go. But it is often the small businesses that struggle the most, and end up having to turn to Bankruptcy. Covid-19 accelerated the decline for some businesses and sent some otherwise stable features of Basking Ridge into a spiral. But for those who end up drowning in debt, bankruptcy can be a lifeline with the help of specialized lawyers like Michael McLaughlin. For those who hope to stay in business, Chapter 11 bankruptcy can help them get out from under some debts, reorganize others, and keep afloat. This might allow them to get through an unusually tough period, like the pandemic, without going under completely. On the other hand, for the businesses of Basking Ridge ready to close up for good, bankruptcy can help protect their non-business assets from hungry creditors. These creditors, while often reviled, are however sometimes some of the same businesses struggling to get by. Unpaid debts, after all, might mean a steep loss for them. The bankruptcy process, when negotiated with the help of an experienced bankruptcy law firm, can be a way for creditors as well, to avoid losing everything.
Call For Consultation | (908) 373-8500

Basking Ridge Creditors Also Stand To Gain With Bankruptcy Lawyers

Bankruptcy Lawyer As an experienced bankruptcy attorney, McLaughlin knows that every debt has two sides, and bankruptcy is designed to help both. Having worked for many years as a Bankruptcy trustee, helping organize assets, and create payment plans and schedules, he knows that it is not just Basking Ridge debtors who stand to gain from a well-organized bankruptcy. While some companies might try to pursue those debts independently, or worse, hire a debt consolidation service to throw good money after bad, without a good lawyer, their chances of recovery are slim. If Basking Ridge creditors and businesses want to see those receivables roll in eventually, sometimes an attorney familiar with the rules and rights of bankruptcy can be their very best asset.

Two Decades Of Experience Serving New Jersey’s Bankruptcy Needs

With offices in Somerville, the Michael McLaughlin LLC law firm has served the bankruptcy needs of New Jersey individuals, families, and businesses for over 20 years, including many in Basking Ridge. While bankruptcy is never easy, it may be the least harmful among the options available for those struggling to pay or collect debts. And with the help of a seasoned and experienced bankruptcy lawyer, Bankruptcy can be easier, more effective, and more efficient.
Call For Consultation | (908) 373-8500
Office Location

72 West End Avenue
Somerville, NJ 08876

Phone: (908) 373-8500

Fax: (908) 393-1864

Office Hours:
Monday - Friday
(9:00 am - 5:00 pm)
Saturday appointments
available upon request.

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Copyright©2023, Michael McLaughlin LLC. All Rights Reserved.

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